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Auto Insurance FAQ

What is a deductible?

A deductible is the portion that you are obliged to contribute towards an insured loss. It is a useful tool to keep premium costs down. The higher the deductible, the lower the premium. A typical example would a $500 deductible chosen for Collision coverage. If the insured loss was $5,500; the insurance company would pay $5,000 and you would pay $500.


Are there payment plans available for auto insurance policies?

Yes, there are payment plans available for most policies.


If my Son or Daughter has their beginners, do they need to be listed under my auto insurance policy?

Your Son or Daughter is required to be added as a driver once they have been issued their driver's license.


Can you insure Antique Vehicles?

Yes, we have a special program for antique vehicles that qualify.


Does it cost more to insure a Red car?

Absolutely Not!



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